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Service Charges

Sr. No.

Particulars

Charges (Inclusive of GST Except Loan Penal Charges)
01 Account Opening Amount (Minimum Balance):
a Little Master Saving Account (with or without Cheque Book) Rs.100/-
b Saving Account (without Cheque Book) Rs.500/-
c Saving Account (with Cheque Book) Rs.1000/-
d Current Account Rs.3000/-
02 Charges for non-maintenance of average quarterly balance (AQB) (incidental charges/minimum balance):
a Little Master Saving Account (with or without Cheque Book) Nil
b Saving Account (without Cheque Book) Rs.35.40/-
c Saving Account (with Cheque Book) Rs.59/-
d Current Account Rs.354/-
03 Closure of Accounts:
i Saving Account:
a within 6 months Rs.236/-
b within 1 year Rs.118/-
ii Current Account:
a within 6 months Rs.590/-
b within 1 year Rs.354/-
c Recurring Deposit (before maturity) Rs.59/-
d Pigmy Account Rs.59/-
04 Account Maintenance Charges:
a Saving A/C NIL
b Current A/C Rs.118/-
05 Balance Certificate:
a Saving A/C Rs.59/- per certificate
b Current A/C Rs.59/- per certificate
c Deposit A/c (FD, FDM, FDQ, RIN, DAD, RD, ETC) Rs.59/- per certificate
d Loan Account Rs.59/- per certificate
e Issue of Certificate viz.NO Dues, NOC, Interest Certificate, Cheque Honored, etc. Rs.118/- per certificate
06 Cash Deposit/Withdrawal limit at non-home branch (Free of charge):
a Saving A/C

i. Deposit = "No Limit"

ii. Withdrawal = "Rs.1,00,000/- Per Day"
b Current A/C

i. Deposit = "No Limit"

ii. Withdrawal = "Rs.2,00,000/- Per Day"
07 Issue of Chequebook:
a Saving Account {15 Cheque Leafs} Rs.3.00/- per leaf
b Current Account {45 Cheque Leafs} Rs.3.00/- per leaf
c Cash Credit Account {45 Cheque Leafs} Rs.3.00/- per leaf
08 Duplicate Passbook:
a Saving Bank A/c Rs.59/-
b Recurring Depo. Rs.59/-
09 Duplicate Account Statement (Mail Free):
a Saving A/c Rs.23.60/- per page or part thereof
b Current A/c Rs.23.60/- per page or part thereof
c Cash Credit Account Rs.23.60/- per page or part thereof
10 Photo Attestation: Rs.118/-per request
11 Signature Verification: Rs.118/-per request
12 Address Confirmation: Rs.59/-per request
13 Standing Instruction for branch: Rs.17.70/- per request
14 Standing Instruction for another branch: Rs.17.70/- per request
15 Addition/Deletion of Names: Rs.35.40/- per request
16 Addition/Deletion of Names in case of death case: NIL
17 Allowing operation through the power of attorney/ mandate: Rs.118/- per request
18 Transfer of Funds (Internal Any Branch): NIL
19 Issue of first ATM Card & PIN Mailer:
a Saving A/c Free
b Current A/c Free
20 ATM Card Maintenance Charges yearly after the date of issue of ATM Card:
a Saving A/c Rs.118/-
b Current A/c Rs.118/-
21 ATM More than Five Transaction Charges:
a Other Bank ATM 24.78/-
b Inter Bank ATM Free
22 Duplication ATM Card & Pin Mailer:
a Saving A/c Rs.141.60/-
b Current A/c Rs.271.40/-
23 Duplicate Deposit Receipts: Rs.118/- per receipt
24 Cheque Return Charges:
a Saving A/c Rs.295/- (Inward & Outward)
b Current A/c Rs.295/- (Inward & Outward)
c CC/CCD/CCC/ODAP Account Rs.295/- (Inward & Outward)
d Term Loan Cheque Return Charges Rs.590/- (Outward)
25 Stop Payment Instruction:
a Saving A/c Rs.82.60/- per Cheque leaf
b Current A/c Rs.141.60/- per Cheque leaf
c CC/CCD/CCC/ODAP Account Rs.141.60/- per Cheque leaf
26 Stop Payment instruction after the loss of the complete Chequebook or range of cheques:
a Saving A/c Rs.118/- per instance
b Current A/c Rs.236/- per instance
c CC/CCD/CCC/ODAP Account Rs.236/- per instance
27 Solvency Certificate:
a Upto Rs.1,00,000/- Rs.590/- per certificate
b More than Rs.1,00,001/- Rs.2,360/- per certificate (maximum Rs.10,000/- per certificate)
28 DD/PO Charges:
a Remittance by the issue of DD/Pay orders Minimum Rs.35.40/- or Rs.1/- per Thousand
b Revalidation of Pay order/DD Rs.59/- per instrument
c Cancellation of Pay order /DD Rs.59/- per instrument
d Issue of Duplicate Pay order/DD Rs.59/- per instrument
29 Electronic Clearing Service {ECS}:
a Saving A/c Rs.236/-(Inward & Outward)
b Current A/c Rs.354/-(Inward & Outward)
c CC/CCD/CCC/ODAP Account Rs.354/-(Inward & Outward)
30 Loan File Processing Charges:
a for CRE Loan 2% of loan limit
b for Non-CRE Loan 1% of loan limit
c Renewal of Cash Credit 0.25 % of limit (Maximum Rs.25,000/-)

31

 Loan File Inspection Charges (New/Renewal):
a upto Rs.1,00,000/- Rs.59/-
b Rs.1,00,001/- to Rs.5,00,000/- Rs.118/-
c Rs.5,00,001/- to Rs.10,00,000/- Rs.354/-
d Rs.10,00,001/- to Rs.20,00,000/- Rs.472/-
e Rs.20,00,001/- to Rs.30,00,000/- Rs.590/-
f Rs.30,00,001/- to Rs.40,00,000/- Rs.708/-
g Rs.40,00,001/- to Rs.50,00,000/- Rs.1062/-
h above Rs.50,00,001/- Rs.1180/-
32 Loan Penal Charges: 3% + GST
33 Loan file Stationary Charges (new/renewal):
a upto Rs.1,00,000/- Rs.118/-
b above Rs.1,00,001/- Rs.236/-

34

 Bank Guarantee Commission:
a 100% of deposit 1% of bank Guarantee amount per year
b 50% of the deposit + Acceptable collateral security for the bank 2% of bank Guarantee amount per year
c less than 50% of Deposit + acceptable collateral security for bank 3% of bank Guarantee amount per year
35 Charges for pre-payment of Loan (other than housing Loan): 3% on Outstanding balance/Prepayment (Except Housing Loan) & or Additional amount credited in Loan a/c.
36 RTGS Outward:
a Rs.2,00,001/- to Rs.5,00,000/- Rs.35.40/-
b Above Rs.5,00,001/- Rs.59/-
37 NEFT Outward:
a Upto Rs.10,000/- Rs.11.80/-
b Rs.10,001/- to Rs.1,00,000/- Rs.23.60/-
c Rs.100,001/- to Rs.2,00,000/- Rs.35.40/-
d Above Rs.2,00,000/- Rs.59/-
38 Miscellaneous:
a Missing of Locker Key Rs.590/- + Actual Charges Paid to Company
b Missing Token Rs.118/- per Token
c Tax Payment Charges Rs.118/- per Token
d Pending Locker Rent (Notice Charges) Rs.59/- +postage charges
e Franking Charges Rs.10/- per Frank
f Franking Cancellation Charges Rs.1000/- per 1st copy & Rs.250/- per copy of the rest original copies
g SMS Banking (Quarterly) Rs.17.70/-
h Overdue Notice Charges by Branch Manager/ Special Recovery Officer Rs.590/-
i Overdue legal notice charges by legal advisor Rs.1770/-
39 IBC/OBC Charges:
a Up to 100000 Lakh Rs.59/-
b 100001 to Above Rs.177/-